Health Benefits

Medical You can choose high deductible coverage under the Allstate Medical Savings or the Allstate Medical Value Plan (Kaiser high deductible coverage, or an HMO if you live in a certain zip code area).

Dental

Allstate offers a Preferred Provider Option (PPO) (or a Dental Maintenance Organization (DMO) if you live in a certain zip code area). Coverage includes certain preventive, diagnostic, restorative, reconstructive, and orthodontic services.

Vision

Two coverage options provide for certain periodic vision exams – as well as eyeglass lenses, frames, contact lenses, and other options – up to a designated dollar amount.

Health Care Flexible Spending Account (FSA)

You can contribute up to $2,700 per year in pre-tax dollars to help pay for qualified health care expenses. For employees enrolled in most Medical Plan coverage options, this account is a Limited Use FSA and can only be used for qualified vision and dental expenses.

Group Critical Illness Plan

If diagnosed with a covered critical illness while you are enrolled, Plan helps offset the costs associated with the treatment and care of covered serious and/or debilitating diagnoses like cancer or heart attack.  You can also elect a coverage option that provides support if you’re diagnosed with a covered critical illness.

Group Accident Insurance Plan

If you are enrolled, the plan may pay a cash benefit in certain situations if you have an accident that requires medical care, such as a broken leg or a ruptured disc.

Group Hospital Indemnity Plan

If you are enrolled, the plan may pay a cash benefit for the first day you are admitted to the hospital – and an additional benefit for each additional day you remain in the hospital up to the Plan maximum.

Life Insurance, AD&D, and Disability Benefit

Life Insurance

You may enroll in life insurance coverage up to eight times your Qualified Annual Earnings (QAE) – up to $4 million. Evidence of Insurability (EOI) rules may apply. You can also enroll in life insurance for your spouse/domestic partner and/or eligible children. Evidence of Insurability may be required for spouse life.

Accidental Death & Dismemberment (AD&D) Insurance

You may enroll in coverage up to eight times your Qualified Annual Earnings (QAE) – up to $1,000,000. QAE is limited to $100,000. No Evidence of Insurability (EOI) is required.

Short Term Disability (STD)

Provided at no cost. When combined with Paid Time Off (if available), STD provides a source of income for up to 180 days if you are unable to work.

Long Term Disability (LTD) Insurance

If you are enrolled, this coverage provides loss-of-income protection after a 180-day waiting period if you become totally disabled and are unable to work.

Retirement Benefits

Allstate Pension Plan

Provides a cash balance pension benefit, at no cost, to eligible employees based on their compensation and years of service with Allstate. Employees are vested after three years.

Allstate 401(k) Savings Plan

Eligible employees can contribute from 1% to 50% of their annual income on a pre-tax, Roth 401(k) and/or after-tax basis; maximum deposit limits change annually. Allstate matches 80 cents for every dollar you contribute on your first 5% of pre-tax and/or Roth 401(k) contributions.

Work/Life Benefits

Dependent Day Care Flexible Spending Account

You can contribute up to $5,000 per year in pre-tax dollars to help pay for qualified dependent day care expenses.

Paid Time Off (PTO)

You can use this company-paid benefit for vacation, family illness, and incidental illness days not covered by the Short Term Disability Plan. You can buy up to 5 days.

Company Holidays

In addition to the PTO Bank, you receive paid company-designated holidays, which may vary from year to year.

Miscellaneous Time Off

Paid time off is provided for certain absences such as jury duty, your naturalization, or certain funerals.

Identity Protection

If enrolled, this proactive monitoring service alerts you at the first sign of fraud and restores your identity. Get alerts for, credit inquiries, accounts opened in your name, compromised credentials, financial transactions, and more

Group Legal Plan

If you are enrolled, the Plan provides access to a broad network of attorneys who can help with your covered legal questions or problems such as wills and trusts, matrimonial matters, child custody and support, and traffic ticket defense.

Commuter Benefits Plan

If you are enrolled, the Plan provides tax-savings and convenience for certain work-related transit and parking expenses if you travel to work using public transportation, pay to park at or near work, and/or have parking expenses at a facility from which you commute to work via public transportation, vanpool, or carpool.

Buckle Up Baby Program – Free infant car seats.

Allstate Good Life Perks – Special offers and discounts for you and your family.

The Good Hands People Program – Discounts on Allstate automobile insurance may be offered (varies by state).

Adoption Reimbursement – Provides up to $5,000 to help with certain expenses associated with the legal adoption

Wellbeing Programs

Allstate Good Life

Offering a wealth of diverse programs, Allstate Good Life offers you resources to help you be physically energized, emotionally connected, mentally agile, and financially strong.

Lifeworks Employee Assistance Program (EAP)

Whether you’re for child care or help with an older relative, trying to manage your personal finances, or coping with a health issue, the Lifeworks EAP offers fast, free, confidential help whenever you need it. You and each of your household members are also eligible for up to five free in-person counseling sessions with a behavioral health professional per issue per rolling calendar year.

Energy for Life

This series of the workshop helps you uncover your personal purpose and create more balance and energy in many areas of your life. You learn specific techniques that can help increase your energy throughout the day in the areas that matter most to you – whether it’s becoming a better individual, family member, or community member.

Enterprise Talent Management and Talent Share

Ongoing Training Opportunities

Educational Support

Own Your Career Development

Department-Specific Development

New Leader Development Studio (NLDS)

Live and On-Demand Seminars